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to our timeshare in Banff. Those years I made Christmas dinner the week before so we could keep our fridge fairly empty since we would be gone for a week. I usually had a nice Thai soup made for that day so we could have a light supper after driving 5 hours. So it all depends. Our lovely New Year’s timeshare that we have owned for 20 years has made our holidays so much more enjoyable. We are away from the craziness and enjoying the peace of the mountains. Due to our week falling from Sunday to Sunday at the end of the year…sometimes our week starts on Christmas Day or Christmas Eve. Such is life and we roll with the time.

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“In economics, income = consumption + savings. The income an indivual, or a country, produces is either consumed and/or saved. If you , or a NCAA Oregon Ducks Hawaiian Shirt Palm Trees And Mountains Gift For Beach Trip, overspends, you or the country dips into savings or creates debt.” I think this answer is true for the firm or the individual but in the whole economy it is no longer true. In the macroeconomy, everytime some person or entity doesn’t spend, some other person or entity has their income reduced by the same amount. And because that person won’t get their hands on that money, they will not have it to spend further, so the next would-be recipient of that spending doesn’t get that income, which they in turn will not be able to spend….. and so on

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